FAQs

Clients opt for Monument Insurance for several compelling reasons. We offer quick car insurance quotes, deliver exceptional claims service, and have been a trusted provider of outstanding car insurance since 1998. It's worth noting that, according to Money Geek, there are 28 million uninsured drivers in the U.S. We aim to be your preferred choice for auto insurance in Glen Burnie, MD.

Your auto insurance rate in Glen Burnie, MD is determined by various factors. These include your driving history and the specific type of vehicle you own. We consider these elements to provide you with a fair and accurate rate.

To provide you with the most accurate quote, we'll need information about your car's make, model, and year, as well as details about your driving history. When you're ready to purchase a policy, you'll need to have your vehicle identification number (VIN), Social Security number, and driver's license number on hand. For a quote on auto insurance in Glen Burnie, MD, please don't hesitate to contact us.

Your personal belongings, including items not attached to your home or stored in a separate unit, are typically covered under standard homeowners, condo, or renters insurance policies, up to certain limits. For more detailed information about coverage under our home, renters, or auto insurance policies in Glen Burnie, MD, please feel free to contact us.

Standard homeowners insurance policies typically exclude coverage for certain events. These often include earthquakes, floods, mold and mildew resulting from neglect, and termite infestations. While earthquake coverage may be available as a separate policy or endorsement in some states, flood insurance is usually a specialized policy. For comprehensive information about home or auto insurance in Glen Burnie, MD, we encourage you to contact Monument Insurance.

The amount of renters insurance you need primarily depends on two factors: the value of your personal property and your net worth. We recommend taking a home inventory to determine the total value of your belongings. Your liability coverage should be sufficient to protect your assets in case you're held responsible for injuries or property damage. For personalized advice on selecting the right policy for home, renters, or auto insurance in Glen Burnie, MD, please contact our local insurance agents.

Renters insurance typically doesn't cover damage or injuries resulting from certain incidents. These often include pest infestations (such as termites or bedbugs), natural disasters like floods or earthquakes, and damage caused by certain aggressive dog breeds. It's important to note that while your renters insurance may cover belongings stolen from your car, the vehicle itself is covered under your auto insurance policy. For more detailed information, we invite you to contact our insurance agency in Catonsville, MD.

Landlords often require renters insurance for several reasons. While they typically have insurance for the property itself, renters insurance protects tenants' belongings and provides liability coverage. This reduces the landlord's potential liability. Additionally, if a rental unit becomes uninhabitable due to damage, the renter's policy can cover temporary housing costs. Some landlords may require that to be listed on the policy. For comprehensive insurance advice, we invite you to contact our insurance agents in Catonsville, MD.

Renters insurance typically doesn't cover damage due to flooding. However, it usually does cover damage to personal belongings if the water damage is sudden, accidental, and originates from inside the residence. For more specific coverage information, we encourage you to contact our insurance agency in Catonsville, MD. We're here to answer all your insurance-related questions.